Stripe Direct Payment (unsafe - obsolete)

Audience: Low-code Engineers

Skill Prerequisites: Actions, Tokens

Charges a credit card directly on a seller's connected Stripe account. The payment belongs to the seller, and your platform keeps an application fee. Refunds must be made by the seller's account.

caution

This action is obsolete and unsafe. Don't use it in new applications.

• The card number, CVC and expiry pass through your server as plain values. This puts your site in scope for PCI card-data rules.
• It uses Stripe's older Charges API, without 3D Secure. Many European cards and banks decline these payments under Strong Customer Authentication (SCA) rules.

Use Stripe Checkout instead. Card details stay on Stripe's page, and its Transfer Destination and Application Fee Amount send the payment to a seller and keep a fee.

note

This action is part of the Stripe add-on (DnnSharp.Stripe). The add-on is installed separately and needs the STRIPE feature in your license. If it isn't licensed, the action fails with a "not licensed" error. If you don't see the Stripe actions, the add-on isn't installed.

Typical Use Cases

• Keep an existing application working while you move it to Stripe Checkout

Don't use it to

• Build a new payment form. Use Stripe Checkout instead.
• Charge through the platform and then transfer to the seller. That's Stripe Payment through the platform (unsafe - obsolete), which is also obsolete.

Related Actions

Action Name	Description
Stripe Checkout	The recommended way to take payments, including payments to sellers.
Stripe Payment through the platform (unsafe - obsolete)	Charges on the platform and transfers the money to a seller.
Stripe Payment with Token (not SCA compliant)	Charges a card token instead of raw card details.
Get Stripe User Account	Finds a seller's connected account ID by email.
Stripe Add Seller	Connects a seller's Stripe account to your platform.

Input Parameter Reference

Parameter	Description	Supports Tokens	Default	Required
API Secret Key	Your platform's Stripe secret key.	Yes	empty string	Yes
Application Fee Percentage	The fee your platform keeps, as a percentage of Amount. Use a dot for decimals, for example 2.35. Required when Payment To is set.	Yes	empty string	Yes, with Payment To
Application Fee Fixed Amount	A fixed fee added to the percentage fee, in the currency's normal units, for example 0.50.	Yes	empty string	No
Payee Email	The payer's email. Stripe sends the receipt to it and saves it on the new customer.	Yes	empty string	No
Description	A description of the payment, also saved on the new customer.	Yes	empty string	No
Payment To	The seller's connected account ID, for example [SellerAccountId]. If it's empty, the charge is made on your platform account with no fee.	Yes	empty string	Yes
Card Number	The card number.	Yes	empty string	Yes
Card CVC/CCV	The card's security code.	Yes	empty string	Yes
Card Expiration Month	The expiry month, as a number from 1 to 12.	Yes	0	Yes
Card Expiration Year	The expiry year, for example 2029.	Yes	0	Yes
Card Owner's Name	The name on the card.	Yes	empty string	No
Card Address City	The card's billing city.	Yes	empty string	No
Card Address Country	The card's billing country.	Yes	empty string	No
Card Address	The card's billing street address.	Yes	empty string	No
Amount	The amount to charge, in the currency's normal units, for example 25.50. For zero-decimal currencies like JPY, use whole units.	Yes	empty string	Yes
Currency	The three-letter currency code, for example USD.	Yes	empty string	Yes
On Success	Actions that run when the charge succeeds.	No	empty	No
On Error	Actions that run when Stripe returns an error, for example a declined card. The message is in [Stripe:ErrorMessage].	No	empty	No

Output Parameters Reference

Output	Description
[Stripe:ChargeId]	The ID of the Stripe charge, for example ch_....
[Stripe:ErrorMessage]	The Stripe error message. Available in On Error.

How it works

1. The action creates a Stripe customer on your platform account, with the card, email and description.
2. It works out the application fee (see below).
3. It creates a charge on the seller's account (Payment To), with the fee.
4. It saves the charge ID in [Stripe:ChargeId] and runs On Success.

The fee is Amount × Application Fee Percentage ÷ 100, rounded down, plus Application Fee Fixed Amount. For example, 100.00 with 2.35 and 0.50 gives a fee of 2.85.

Considerations

• Amounts are in normal units, not cents. The action converts them for you. Enter 25.50, not 2550, even though the product's help text says cents.
• Write zero-decimal currency codes in upper case. The action recognizes zero-decimal currencies, like JPY or KRW, only in upper case. In lower case, the amount is multiplied by 100.
• Test before relying on it. The customer is created on your platform account, but the charge is made on the seller's account. Stripe may reject a customer that doesn't exist on the seller's account.
• Not every error runs On Error. On Error only runs for Stripe errors. An invalid amount, an empty fee percentage with Payment To, or a charge that isn't paid raises an error that stops the action list. If On Error is empty, Stripe errors stop it too. Use the On Error list of Execute Actions to catch them.
• Numbers depend on the server's culture. Amounts and fees are read with the server's number format. Use a dot for decimals on an English server.

Examples

tip

To understand how to use the below examples, please see Running Examples.

1. Charge a card for a seller and keep a fee

This action charges [Total] USD on the seller's account and keeps 2.5% plus 0.30 for the platform. The card fields come from the form.

{
    "Title": "Stripe Direct Payment (unsafe - obsolete)",
    "ActionType": "StripeChargeDirectly",
    "Description": "Charge the card on the seller's account",
    "Parameters": {
        "APISecretKey": "[StripeSecretKey]",
        "ApplicationFee": "2.5",
        "ApplicationFeeFixedAmount": "0.30",
        "PayeeEmail": "[Email]",
        "Description": "Order [OrderId]",
        "PaymentTo": "[SellerAccountId]",
        "CardNumber": "[CardNumber]",
        "CardCvc": "[CardCvc]",
        "CardExpirationMonth": "[CardMonth]",
        "CardExpirationYear": "[CardYear]",
        "CardName": "[CardName]",
        "CardAddressCity": "[City]",
        "CardAddressCountry": "[Country]",
        "CardAddressLine": "[Address]",
        "Amount": "[Total]",
        "Currency": "USD",
        "OnSuccess": [],
        "OnError": []
    }
}

Revised 09/27/2026